pdftoexcel

Convert your Varo statement to Excel

Varo Bank Account PDFs converted with a running-balance reconciliation check. Drop a PDF and get back a verified XLSX, CSV, or QBO in seconds.

BankPDFtoXLS is an independent service. We are not affiliated with, endorsed by, or sponsored by Varo Bank. The name "Varo Bank" is used only to describe compatibility with statements you have legally obtained from your own account. See our trademarks policy.

From Varo PDF to verified spreadsheet

  1. 1. Drop your Varo Bank PDF — digital or scanned, monthly statement or a combined multi-month export, up to 50 MB (or batch up to 25 files). Password-protected PDFs and image-only scans both work: scans go through vision OCR automatically.
  2. 2. Parse & reconcile — every transaction is extracted and the sum is checked against ending balance minus beginning balance within $0.01.
  3. 3. Download XLSX, CSV, or QBO — one click each, or batch up to 10 statements and download them as a single ZIP.

Varo accounts and products we convert

We handle checking and savings PDFs from Varo Bank.

  • checking
  • savings

Frequently asked questions

Is my Varo statement stored on your servers?
No — the PDF is parsed in memory and never persisted. Only the extracted JSON is kept for your account history, and even that respects a 24-hour retention default.
What does the "Verified" badge mean?
Every export is reconciled: the sum of transaction amounts must match (ending − beginning) within $0.01. If it doesn't, you see an honest "failed" status instead of a silently broken export.
Do password-protected Varo statements work?
Yes — the upload prompts for a password and decrypts the PDF in memory during parsing.
Can I upload several Varo statements at once?
Drop up to 10 PDFs in one batch. Each runs through the queue with its own status row, then a single ZIP download packages all converted files in XLSX, CSV, or QBO.

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Engineering notes

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When the sum of transactions doesn't equal the printed ending balance, the cause is almost always one of seven specific patterns. A field guide to identifying which one you have, and what to do about each.

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Engineering notes

Password-protected bank statement PDFs: how to convert them safely without uploading the password to a stranger

Most banks ship encrypted statement PDFs by default. The conversion is easy when you have the password and impossible when you don't, but the part that matters most is what happens to the password during the conversion itself.

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Workflows that rely on Verified output

Most Varo statements that come through us are part of one of these workflows. Each link below explains how the reconciliation guarantee maps to that practice.

Forensic accountants

Discovery packets, multi-year tracing

Divorce attorneys

Opposing-counsel financial disclosure

Bookkeepers

Catch-up & bank-feed gaps

Scanned PDFs

Vision OCR + reconciliation

PDF to QBO

QuickBooks-ready OFX export

For QuickBooks workflows

Verified imports, no duplicates

More banks with the same Verified guarantee